Estimate Monthly Payment

Know which boat you want? Calculate the monthly payment.


Estimate Monthly Payment

Our Payment Estimator tool helps you estimate your monthly payments and choose the financing option that may work best with your budget. The tool will allow you to figure out your boat payment on different loan amounts, interest rates, taxes, and insurance.

Easy 5 Step Process:
1) Enter the selling price of the boat along with any options and taxes you may finance

2) Enter the down payment amount and any trade equity if a trade applies
3) Enter the interest rate for the loan
4) Enter the number of months the loan will be financed
5) Click on the "Figure Payment" button.


  • Down payment is usually between 10% and 20%.
  • Interest rates fluctuate based on market rates and customer credit ratings
  • Loans terms are often 144 months when financing more than $10,000 and 180 months when financing more than $25,000

This tool provides estimated monthly payments based upon the data you enter and is for illustrative purposes only.


Many variables, including current market conditions, your credit history, and down payment or capitalized cost reduction, will affect your monthly payment and other terms. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Approval of credit is based on many factors; not all applicants are approved.